lod646 Privacy Policy

This Privacy Policy ("Policy") describes how lod646 ("lod646," "we," "us," or "our") collects, uses, discloses, and safeguards the personal information of users ("you," "Player," or "User") who access or use the lod646 online gaming platform available at lod646.net (the "Platform").

lod646 is committed to protecting the privacy and personal data of all Filipino players in accordance with the Data Privacy Act of 2012 (Republic Act No. 10173), its Implementing Rules and Regulations, and the issuances of the National Privacy Commission (NPC) of the Philippines.

By registering an account on lod646 or using any part of the Platform, you acknowledge that you have read and understood this Policy and consent to the collection and processing of your personal data as described herein. If you do not agree with this Policy, please do not use the lod646 Platform.

lod646 collects the following categories of personal data from players and Platform users:

2.1 Identity Data. This includes your full legal name, date of birth, nationality, and government-issued identification numbers (such as your PhilSys national ID number, passport number, or driver's license number) collected during account registration and KYC verification.

2.2 Contact Data. This includes your email address, mobile phone number, and residential address in the Philippines (including city, province, and postal code).

2.3 Financial Data. This includes your GCash account details, PayMaya (Maya) account details, bank account information (BPI, BDO, Metrobank, UnionBank, Landbank, PNB, Security Bank), debit card details, transaction history, deposit amounts, withdrawal amounts, and account balances on the lod646 Platform.

2.4 Gaming Data. This includes your game history, wager amounts, win/loss records, bonus usage, session duration, and game preferences on the lod646 Platform.

2.5 Technical Data. This includes your IP address, device type, operating system, browser type and version, screen resolution, time zone, and other technical identifiers collected automatically when you access the lod646 Platform.

2.6 Usage Data. This includes information about how you navigate and interact with the lod646 Platform, including pages visited, features used, links clicked, and time spent on each section.

2.7 Communications Data. This includes records of your communications with lod646 customer support, including live chat transcripts, email correspondence, and support ticket history.

lod646 collects personal data through the following means:

• Direct interactions: Data you provide when registering an account, completing KYC verification, making deposits or withdrawals, contacting customer support, or participating in promotions.
• Automated technologies: Data collected automatically through cookies, web beacons, pixel tags, and similar tracking technologies when you access the lod646 Platform. See Section 7 for more details on cookies.
• Third-party sources: Data received from identity verification providers, payment processors (such as GCash and PayMaya), fraud prevention services, and PAGCOR regulatory databases where applicable.
• Public sources: Publicly available information used to verify your identity or comply with anti-money laundering obligations.

lod646 uses your personal data for the following purposes:

• Account management: To register, verify, and maintain your lod646 player account, including processing deposits and withdrawals.
• Service delivery: To provide access to lod646 games, live dealer tables, promotions, and all other Platform features.
• Identity verification: To verify your age (21+), identity, and eligibility to use the lod646 Platform in compliance with PAGCOR regulations.
• Fraud prevention and security: To detect, investigate, and prevent fraudulent activity, money laundering, bonus abuse, and other prohibited conduct on the lod646 Platform.
• Legal compliance: To comply with applicable Philippine laws, including the Anti-Money Laundering Act, the Data Privacy Act, and PAGCOR regulatory requirements.
• Customer support: To respond to your enquiries, resolve disputes, and provide technical assistance.
• Responsible gaming: To monitor gaming patterns, enforce self-exclusion requests, and provide responsible gaming tools to lod646 players.
• Marketing communications: To send you promotional offers, bonus notifications, and platform updates, where you have consented to receive such communications. You may opt out at any time.
• Platform improvement: To analyze usage patterns and improve the lod646 Platform's features, performance, and user experience.

lod646 processes your personal data on the following legal bases under the Data Privacy Act of 2012:

• Contractual necessity: Processing required to perform our contract with you, including account registration, game access, and payment processing.
• Legal obligation: Processing required to comply with Philippine law, including KYC verification, AMLC reporting, and PAGCOR regulatory compliance.
• Legitimate interests: Processing necessary for lod646's legitimate business interests, including fraud prevention, platform security, and service improvement, where these interests are not overridden by your privacy rights.
• Consent: Processing based on your freely given, specific, and informed consent, particularly for marketing communications and non-essential cookies. You may withdraw consent at any time without affecting the lawfulness of prior processing.

lod646 does not sell, rent, or trade your personal data to third parties for their own marketing purposes. We may share your personal data with the following categories of recipients only to the extent necessary for the purposes described in this Policy:

6.1 Service Providers. Third-party companies that provide services on behalf of lod646, including payment processors (GCash, PayMaya, Philippine banks), identity verification providers, KYC service providers, cloud hosting providers, and customer support platform operators. These providers are contractually bound to process your data only on lod646's instructions and in accordance with applicable data protection law.

6.2 Regulatory Authorities. PAGCOR, the Anti-Money Laundering Council (AMLC), the National Privacy Commission (NPC), and other Philippine government agencies where disclosure is required by law or regulation.

6.3 Law Enforcement. Philippine law enforcement agencies where disclosure is required by a valid court order, subpoena, or other legal process.

6.4 Fraud Prevention. Fraud prevention agencies and industry bodies where sharing is necessary to detect or prevent fraud, money laundering, or other illegal activity affecting the lod646 Platform.

6.5 Business Transfers. In the event of a merger, acquisition, or sale of all or substantially all of lod646's assets, your personal data may be transferred to the acquiring entity, subject to the same privacy protections described in this Policy.

lod646 uses cookies and similar tracking technologies to enhance your experience on the Platform, analyze usage patterns, and support security functions. The following types of cookies are used:

• Essential cookies: Strictly necessary for the lod646 Platform to function. These include session cookies that keep you logged in and security cookies that protect against cross-site request forgery. These cannot be disabled.
• Functional cookies: Used to remember your preferences, such as language settings and game display options, to provide a more personalized lod646 experience.
• Analytics cookies: Used to collect anonymized data about how players use the lod646 Platform, helping us identify areas for improvement. This data does not identify you personally.
• Fraud prevention cookies: Used to detect and prevent fraudulent activity, bonus abuse, and unauthorized access to lod646 accounts.

You can manage or disable non-essential cookies through your browser settings at any time. Please note that disabling certain cookies may affect the functionality of the lod646 Platform. For instructions on managing cookies in your specific browser, refer to your browser's help documentation.

lod646 retains your personal data only for as long as necessary to fulfil the purposes for which it was collected, or as required by applicable Philippine law. The following retention periods apply:

• Account and identity data: Retained for the duration of your lod646 account and for a minimum of five (5) years after account closure, in compliance with PAGCOR and AMLC record-keeping requirements.
• Financial and transaction data: Retained for a minimum of five (5) years from the date of each transaction, as required by the Anti-Money Laundering Act.
• Gaming data: Retained for a minimum of three (3) years from the date of each gaming session, for dispute resolution and regulatory audit purposes.
• Communications data: Retained for two (2) years from the date of each communication, unless a longer period is required for ongoing dispute resolution.
• Technical and usage data: Retained for up to twelve (12) months from collection, after which it is anonymized or deleted.

Upon expiry of the applicable retention period, lod646 will securely delete or anonymize your personal data in accordance with our data disposal procedures.

lod646 implements appropriate technical and organizational security measures to protect your personal data against unauthorized access, accidental loss, destruction, or disclosure. These measures include:

• SSL/TLS encryption for all data transmitted between your device and the lod646 Platform.
• Encryption of sensitive data at rest, including financial data and government ID information.
• Role-based access controls limiting lod646 staff access to personal data on a need-to-know basis.
• Regular security audits and penetration testing of the lod646 Platform infrastructure.
• Two-factor authentication options for player accounts to prevent unauthorized access.
• Secure data centers with physical access controls and 24/7 monitoring.

While lod646 takes all reasonable steps to protect your personal data, no online platform can guarantee absolute security. In the event of a personal data breach that is likely to result in a risk to your rights and freedoms, lod646 will notify you and the National Privacy Commission in accordance with the Data Privacy Act's breach notification requirements.

Under the Data Privacy Act of 2012, you have the following rights with respect to your personal data held by lod646:

• Right to be informed: The right to be informed about how lod646 collects and processes your personal data, as set out in this Policy.
• Right of access: The right to request a copy of the personal data lod646 holds about you, along with information about how it is being processed.
• Right to rectification: The right to request correction of any inaccurate or incomplete personal data lod646 holds about you.
• Right to erasure: The right to request deletion of your personal data where it is no longer necessary for the purposes for which it was collected, subject to lod646's legal retention obligations.
• Right to object: The right to object to the processing of your personal data for direct marketing purposes or where processing is based on lod646's legitimate interests.
• Right to data portability: The right to receive your personal data in a structured, commonly used, and machine-readable format where technically feasible.
• Right to lodge a complaint: The right to lodge a complaint with the National Privacy Commission (NPC) of the Philippines if you believe lod646 has violated your data privacy rights.

To exercise any of these rights, please contact our Data Protection Officer using the details in Section 14. lod646 will respond to all verified requests within fifteen (15) business days, as required by the Data Privacy Act.

The lod646 Platform is strictly intended for persons aged 21 years and above, in accordance with Philippine gaming regulations administered by PAGCOR. lod646 does not knowingly collect personal data from individuals under the age of 21.

If lod646 discovers that personal data has been collected from a person under 21 years of age, we will immediately suspend the associated account, delete the personal data in question, and take appropriate action in accordance with applicable law.

If you are a parent or guardian and believe that your child under the age of 21 has provided personal data to lod646, please contact us immediately at the details provided in Section 14 so that we can take prompt remedial action.

lod646 primarily processes and stores personal data within the Philippines. Where it is necessary to transfer personal data to service providers or partners located outside the Philippines (for example, cloud infrastructure providers or game software licensors), lod646 will ensure that such transfers are made in compliance with the Data Privacy Act of 2012 and the NPC's cross-border data transfer rules.

Specifically, lod646 will only transfer personal data internationally where:

• The recipient country provides an adequate level of data protection as recognized by the NPC; or
• Appropriate contractual safeguards (such as NPC-approved standard contractual clauses) are in place with the recipient; or
• The transfer is necessary for the performance of our contract with you (for example, processing a payment through an international payment network).

lod646 reserves the right to update or amend this Privacy Policy at any time to reflect changes in our data processing practices, applicable Philippine law, or NPC guidance. The "Last Updated" date at the top of this page will be revised whenever material changes are made.

Where changes are material, lod646 will notify registered players via email or a prominent notice on the lod646 Platform at least fourteen (14) days before the changes take effect. Non-material changes (such as typographical corrections or clarifications) may take effect immediately upon publication.

Your continued use of the lod646 Platform after the effective date of any revised Privacy Policy constitutes your acceptance of the updated terms. If you do not agree with the revised Policy, you must stop using the Platform and may request account closure as described in our Terms & Conditions.

If you have any questions, concerns, or requests regarding this Privacy Policy or lod646's data processing practices, please contact our Data Protection Officer:

• Email: [email protected]
• General Support: [email protected]
• Live Chat: Available 24/7 through the lod646 Platform
• Response Time: We aim to respond to all privacy-related requests within 15 business days as required by the Data Privacy Act.

For general terms and platform rules, please review our Terms & Conditions. For responsible gaming support, visit our Responsible Gaming page.